Ongoing Expenses: Shopping Cheaply Part (3)

shoping cheaplyNot only do you want to be able to hunt down a good bargain and save yourself some cash, but you also want to stop yourself from being ripped off at the same time. All you have to do is be a smart shopper. When you are shopping keep your eyes open for advertising that is wrong or misleading, and keep in mind that if an offer appears too good to be true, it probably is.

Ongoing Expenses: Shopping Cheaply Part (2)

shoping cheaplyFinding one with a few spots on it, she looked worried and showed the greengrocer. He told her there was nothing really wrong with it, but knocked the price down from $2 to $1.50.

• A shop can charge you any price they like for goods, which means that you are totally free to negotiate a lesser price. It’s their choice as to whether or not they accept your offer. If you plan to do this in a supermarket, it is best to find a manager, because junior shop assistants won’t have the authority to make a decision.

Ongoing Expenses: Other Costs

others costThere are very few other expenses that you face as a household. But if you decide that you are going to hire a cleaner or a gardener, you need to make sure you budget for these expenses or maybe create a kitty solely for that purpose. Other than that, the only items you have to budget for are those that you purchase on an individual basis—like clothes, shoes, CDs, presents and holidays.